Privacy Policy
At Suraksha Bharat Nidhi Limited, we are committed to protecting the privacy and personal information of our members and website visitors. This Privacy Policy outlines how we collect, use, store, and protect your data in accordance with applicable Indian laws and regulations.
1. Information We Collect
We may collect the following types of personal and financial information from you during the registration or service usage process:
- Full Name
- Contact Information (Phone number, Email address)
- Residential Address and Proof of Address
- PAN Card, Aadhaar Card, or other Government-issued IDs
- Bank Account Details (for deposit/withdrawal purposes)
- Transaction history and member activity
2. How We Use Your Information
Your personal and financial data is collected to:
- Process membership registration and KYC verification
- Manage deposit and investment schemes
- Provide customer service and respond to queries
- Send important updates, receipts, and reports
- Comply with legal obligations and regulatory requirements
3. Data Security
We take appropriate technical and organizational measures to protect your data from unauthorized access, alteration, disclosure, or destruction. All sensitive data is securely stored, and access is limited to authorized personnel only.
4. Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to any third party. However, we may disclose your data to:
- Government or regulatory bodies when required by law
- Auditors, banks, and legal advisors for compliance purposes
- Internal service providers (under strict confidentiality) for business operations
5. Use of Website
When you visit our website, we may collect limited non-personal data such as your IP address, browser type, and usage patterns. This helps us improve the user experience and monitor website performance.
6. Cookies Policy
We may use cookies or similar technologies on our website to enhance your browsing experience. You can choose to disable cookies through your browser settings, although this may affect certain functionalities of the website.
7. Retention of Information
Your personal and financial data will be retained only for as long as necessary to fulfill the purposes for which it was collected, or as required by law or regulatory policies.
8. Your Rights
You have the right to access, update, or request the deletion of your personal data by submitting a written request to our official contact email. We will respond within a reasonable timeframe, subject to legal limitations.
9. Policy Updates
We reserve the right to modify this Privacy Policy at any time without prior notice. The latest version will always be available on our website. Continued use of our services after any changes constitutes acceptance of the updated policy.
10. Contact Information
If you have any questions or concerns regarding this Privacy Policy, please contact us:
- Email: contact@sbnidhi.com
- Website: www.sbnidhi.com